Intuit is a technology company, not a bank. Banking services provided by our partner, Green Dot Bank, Member FDIC.
QuickBooks Term Loan and QuickBooks Line of Credit loans are issued by WebBank.
Intuit Financing Inc. is a licensed broker in states that require a license. Our service is limited to commercial or business loans only. State licenses include: CA CFL #6054856, NM #01899, ND #MB102690, RI Licensed Loan Broker #20153121LB, VT #LSO-1136148, VT #LSO-1136148-1 Partner loans are made or arranged pursuant to their applicable lending license(s).
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Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.
Intuit Intelligence: Intuit Intelligence can make mistakes. Intuit protects privacy and adheres to responsible AI principles.
Guarantees Accurate Books Guarantee: Accurate Books Guarantee is only available for active customers of Intuit Experts who have provided their current business tax return. If your QuickBooks certified bookkeeper makes an error that requires you to re-open your books for any month, we’ll correct the error in your books for the month that the error occurred at no additional charge.
*Offer terms
QuickBooks Online Discount Offer Terms: Discount applied to the monthly price for QuickBooks Online (“QBO”) is for the first 3 months of service, starting from the date of enrollment, followed by the then-current [monthly/annual] list price. Available only for QuickBooks Online, QuickBooks Payroll, QuickBooks Time, and QuickBooks Solopreneur (all tiers). Your account will automatically be charged on a monthly basis until you cancel. If you add or remove services, your service fees will be adjusted accordingly. Sales tax may be applied where applicable. To be eligible for this offer you must be a new QBO customer and sign up for the monthly plan using the “Buy Now” option. This offer can't be combined with any other QuickBooks offers. Offer available for a limited time only. To cancel your subscription at any time go to Account & Settings in QBO and select “Cancel.” Your cancellation will become effective at the end of the monthly billing period. You will not receive a pro-rated refund; your access and subscription benefits will continue for the remainder of the billing period. Terms, conditions, pricing, special features, and service and support options subject to change without notice.
Mobile apps: The QuickBooks Online mobile and QuickBooks Self-Employed mobile companion apps work with iPhone, iPad, and Android phones and tablets. Devices sold separately; data plan required. Not all features are available on the mobile apps and mobile browser. QuickBooks Online mobile access is included with your QuickBooks Online subscription at no additional cost. Data access is subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance and events beyond your control. Product registration required.
Cancellation Terms: To cancel your QuickBooks Products subscription at any time go to Account & Settings in QuickBooks and select "Cancel." Your QuickBooks Products cancellation will become effective at the end of the monthly billing period. You will not receive a pro-rated refund; your access and subscription benefits will continue for the remainder of the billing period.
**Products and features
Payroll Tax Accuracy Guarantee: As long as the information you provide us is correct and on time, and you have sufficient funds in your account, we’ll calculate your payroll taxes, file your tax forms and make tax payments directly from your account accurately and on time, or we’ll pay the resulting federal or state payroll tax penalties and interest. You are responsible for paying any additional tax liability you may owe. Additional terms apply. See QuickBooks Terms of Service.
Auto payroll: Available after first successful payroll run for salaried employees or hourly employees on default hours.
Buy now Pay Later: Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. For example, a $1,000 purchase might cost $90.26/mo over 12 months at 15% APR. Options depend on the purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.
Buy now, pay later features have limited availability and are subject to change. Features may be more broadly available soon. If you do not currently see Affirm Buy now, pay later in your QuickBooks Online account, please email enable-affirm-qbo@intuit.com to request access.
QuickBooks Payments: QuickBooks Payments account subject to eligibility criteria, credit, and application approval. Subscription to QuickBooks Online required. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.
Experts available with a paid Intuit Experts subscription.
Pay-enabled invoices: Requires a separate QuickBooks Payments account which is subject to eligibility criteria, credit and application approval. E-invoicing QuickBooks Payments is an optional fee-based service. Additional fees may apply. Additional terms and conditions apply.
Recurring payments: Limited availability. Features may be more broadly available soon
QuickBooks Card Reader: Data access subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance. Product registration and QuickBooks Payments account required. Terms, conditions, and features subject to change.
Apple Pay: Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Google Pay: Google Pay is a trademark of Google LLC.
Payment Dispute Protection: Payments Dispute Protection ("PDP") is an additional service that covers you for certain payment disputes (i.e. "chargebacks") that your customer initiates through its card issuer associated with a credit or debit card transaction on the American Express, Discover, Mastercard or Visa networks and are processed by QuickBooks Payments while you are enrolled in PDP. You must be enrolled in PDP when both the customer's payment is processed and payment dispute is initiated to receive coverage. Payment disputes covered by PDP are subject to a per-payment dispute coverage limit of $10,000 with a total annual coverage limit of $25,000 for all payment disputes received on a rolling 365-day period. Payment disputes related to transactions processed by QuickBooks Payments prior to 3 PM PT on your enrollment day will not be covered if you enrolled in PDP after 3 PM PT. The PDP service fee ranges from .99% to 1.99%, based on eligibility criteria. Terms, conditions, and service fee subject to change without notice.
QuickBooks Bill Pay: Subject to eligibility criteria, credit, and approval prior to first payment. Subscription to QuickBooks Online required. Bill Pay Basic is included with QuickBooks Online when purchased directly from QuickBooks.com or QuickBooks Sales. Not available in U.S. territories or outside the U.S.
User Roles and Approval Workflows: Available in QuickBooks Bill Pay Elite or QuickBooks Online Advanced. Not available for QuickBooks Online Simple Start customers.
Instant or Next Day Payment: Subject to eligibility criteria, including delayed eligibility for new users and availability for only some transactions and financial institutions. Additional processing fee applies. Does not count toward monthly allotted ACH payments. Payments sent before 5pm PT on business days are typically delivered in minutes. Payments sent after 5pm PT will be delivered the next business day. Delivery times may vary due to third party delays or risk reviews.
Beta features: Beta features have very limited availability and are subject to change. Features may be more broadly available soon.
Intuit Expert Business Tax, powered by TurboTax, is an integrated service available with a QuickBooks Online subscription. Additional terms, conditions and limitations apply.
Third party apps: Third party applications available on apps.com. Subject to additional terms, conditions, and fees.
QuickBooks Term Loan (“Term Loan”) is issued by WebBank.
QuickBooks Line of Credit (“Line of Credit”) loans are issued by WebBank. Intuit Financing Inc. is a licensed broker in states that require a license. Our service is limited to commercial or business loans only. State licenses include: CA CFL #6054856, NM #01899, ND #MB102690, RI Licensed Loan Broker #20153121LB, VT #LSO-1136148, VT #LSO-1136148-1
Partner loans are made or arranged pursuant to their applicable lending license(s).
Annual percentage yield: The annual percentage yield (“APY”) is accurate as of December 9, 2024 and may change at our discretion at any time. The APY is applied to deposit balances within your primary QuickBooks Checking account and each individual envelope. We use the average daily balance method to calculate interest on your account. See Deposit Account Agreement for terms and conditions.
Envelopes: You can create up to 9 Envelopes within your primary QuickBooks Checking account. Money in Envelopes must be moved to the available balance in your primary QuickBooks Checking account before it can be used. Envelopes within your primary QuickBooks Checking account will automatically earn interest once created. At the close of each statement cycle, the interest earned on funds in your Envelopes will be credited to each Envelope in proportion to the average daily balance of each Envelope. See Deposit Account Agreement for terms and conditions. Time tracking with QuickBooks Time is included in QuickBooks Online Payroll Premium and Elite only.
QuickBooks Workforce: Available to employees. Requires an Intuit Account and acceptance of the Intuit Terms of Service and Privacy Statement.
Anytime Anywhere—QuickBooks Workforce: QuickBooks Workforce works with iPhone, iPad, and Android phones and tablets. Devices sold separately; data plan required. Data access is subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance and events beyond your control. Automatic Sales Tax: Underlying sales tax rates are estimated based on the location information associated with each individual transaction. Additional factors that may impact sales tax rates include product type, date, and customer type. Tax information needs to be validated prior to submitting to the IRS. Intuit Business Credit Card: See Intuit Business Credit Card Cardholder Agreement. 5% cash back on purchased Intuit products and services does not include transactional fees (ex: merchant services). All other completed purchases will receive 2% cash back. All cash back for bonuses and rewards will be applied in the form of a statement credit to your Intuit Business Credit Card account. Closed accounts with cash back balances will be forfeited. See Rewards Program Terms for details. The Intuit Business Credit Card cannot be used to pay other debts. (ex: a loan or credit card balance).
Intuit Business Credit Cards are issued by WebBank. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
#Claims
1. Millions of customers use QuickBooks globally: Based on number of global QuickBooks subscribers.
2. 15% average operating cost reduction when using QuickBooks, powered by Intuit Intelligence: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
3. 13 hours saved each month on average when using QuickBooks, powered by Intuit Intelligence: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
4. Get paid 4 days faster on average when you send invoice reminders with Intuit Intelligence: Based on U.S. Intuit Assist customers using outstanding invoice notifications and AI-drafted invoice reminder features, compared to customers sending standard invoice reminders to the same customers, from March 2025 to March 2026.
5. Mailchimp the #1 email marketing and automation platform: Based on May 2025 publicly available data on competitors' number of customers.
6. Customers see an average of 4 leads a week with Customer AI: Based on QuickBooks user data from July-September 2025.
7. 98% of customers are satisfied with the ease of the application process: Based on a QuickBooks Term Loan Customer Survey, February 2025.
8. Real customer paid for their time.
9. 80% of customers say using QuickBooks, powered by Intuit Intelligence, helps them scale as their business grows: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
10. 88% of customers say their business runs more efficiently when using QuickBooks, powered by Intuit Intelligence: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
11. 90% customers say they get a better view of their business performance when using QuickBooks, powered by Intuit Intelligence: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
12. 83% of customers say connected data across QuickBooks, powered by Intuit Intelligence, helps them make more confident decisions.: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
13. 88% of customers say they save time when using QuickBooks, powered by Intuit Intelligence: Based on a survey commissioned by Intuit of QuickBooks U.S. customers as of September 2025.
